Surveys have shown that women are not as financially prepared for retirement as their male counterparts. There can be many reasons for this. Women typically work fewer years because they have stayed home to take care of the kids. There are also still salary gaps between men and women. Women also live longer than men which means they need more to start with.

Because of this, women must really focus on taking care of themselves. Here is a link to an article that gives some good tips on preparing for retirement as a female:

http://www.letsmakeaplan.org/cfp-pros-their-expertise/cfp-experts-corner/article/lets-make-a-plan-blogs/a-retirement-guide-for-her